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3 Reasons I Prefer Buying A Car Through The Credit Union Versus A Dealership

Most people shop for Cars on a Saturday…but it would be best to shop on Monday.

3 Reasons I prefer buying a car through the Credit Union versus a Dealership:

✅The inquiries on your Credit Report that come with car shopping are repulse! Avoid the 10 to 15 inquiries that come with Deal Financing and go to the Credit Union where they will access your Credit One time.

✅When you go to the dealership tell them you are buying the car cash! You can use this to rid/ reduce yourself of excessive dealership fees like: Dealer Preparation Fees, Loan Protection Fees, and “Market Adjustment” fees.

✅Credit unions can offer lower interest rates because they’re not for profit, unlike most banks.

💰Also, I would join the Credit Union, at least 2 months before borrowing for a Car, to begin building the relationship. You want to build your scores before Car Shopping.

If you would like to improve your Credit scores before purchasing or Refinancing through a Credit Union…

Here are some tools you can use

Cash Versus Debt Comparison

ABOUT THE AUTHOR

Every time I come in contact with someone I want to remind them of just how Power-full they truly are. Literal, #Purse Empowerment! I do this by empowering mostly women (some men) tackle their financial frustrations rather its saving their 1st $10,000, eliminating thousands of dollars in credit card debt, accelerating the process of paying off their student loan debt, boosting their credit scores, purchasing their first homes, converting their 1st homes into investments and even creating a business that will produce even more wealth for them to save, spend, share and invest.